Africa’s Leading Secure Financial USSD Platform.
An award-winning provider, Amber™ delivers secure, banking-grade USSD solutions across Africa. Trusted by Major Banks and Retailers, our robust architecture supports millions monthly. From mobile banking to retail VAS, Amber™ is the critical link between corporates and the market on any GSM handset.
Amber™ is a USSD Service Provider
Engage with your customers and provide value‑added services on their mobile devices in real time with USSD.
What is USSD? Unstructured Supplementary Service Data (USSD) services connect your customers to your business through an easy and well‑understood interface. USSD is the most prevalent and popular interface bearer for Banks, Retailers and Mobile Network Operators.
Amber™ – USSD Service Provider
Amber™ USSD is deployed for several large Banks in South Africa, providing reliable and easy access to the banking platform by means of self-service, creating accessibility to your service. Our Amber™ platform has proven its worth by facilitating tens of millions of unique SIM subscribers/phone numbers on our platform in a single month, with tens of millions of transactions facilitated by one platform in that month.
Amber™ USSD Services
Amber™ offers a wide range of services, including USSD (Default and Network Initiated), Banking-grade SMS, SIM Securitisation for Banking, Number Portability Lookup and others.
Amber™ USSD Services
Reversed Billing USSD
PMT™ has pioneered a billing methodology where a corporate pays for the USSD sessions that Customers use, instead of Customers paying for sessions with their own airtime.
Other WASP Services
SMS | SIM Securitisation | NI USSD.
PMT™ is a leading and award‑winning WASP and a founding member of WASPA, the regulating body for WASPs in South Africa.
NI USSD
PMT™ has pioneered Network Initiated USSD (NI USSD) for companies that require a way to initiate a USSD session through a business process that appears on the Customer’s phone – ideal for transaction verification.
PMT’s Solution to the Rise in Digital Banking Fraud in SA
As part of PMT’s passion for Consumer Safety, PMT™ pioneered a solution through our Amber™ product called SIM Securitisation and Verification (SSV) Service with the primary purpose of detecting and preventing fraud to solve this problem.
MIS Reporting – Management Reporting on Your Amber™ Service
All instances of Amber™ include a comprehensive SLA for hosting, support, 24/7 Tier 2 and 3 Monitoring and Technical Support, and additional bespoke MIS reporting capabilities.
Amber™ Business Solutions
1. SIM Securitisation and Verification
In an era where digital banking fraud is increasingly sophisticated, PMT’s Amber™ SIM Securitisation and Verification (SSV) service provides a critical line of defence for financial institutions and their customers.
This enterprise-grade solution is designed to detect and prevent fraudulent activities, such as SIM swap fraud, phishing, and vishing, by performing real-time validation lookups against a mobile number (MSISDN). By verifying the exact timing of the last SIM swap, our platform allows institutions to automatically block high-risk transactions, particularly those attempted within the critical 24-hour window following a swap.
Proactive Fraud Prevention: Instantly identify and halt suspicious transactions linked to recent SIM swaps.
Enhanced Customer Trust: Protect your users from devastating digital banking fraud with an additional, invisible layer of security.
2. 3D Secure Transactions
Verify Transactions
Transacting on E-commerce now often requires 3D Secure OTP verification. Mobile transacting and mobile banking secure transactions via an externally verifiable identification mechanism.
PMT™ offers the option to secure transactions via OTP SMS or NI USSD push notifications.
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Understanding your requirements and objectives is important to us. We listen and work together to create a truly unique and unforgettable experience.